2025 ACCIS Annual Conference

Unveiling the power of credit data in the new data landscape

  • 21 - 23 May 2025
  • National Maritime Museum, Amsterdam

Speakers

More speakers to be announced.

Stephan Beitz

Expert Associate Partner, McKinsey

Stephan Beitz is an Expert Associate Partner in McKinsey & Company’s Risk & Resilience Practice. He brings over 10 years of experience in the financial industry and deep expertise in the areas of Credi Risk Management (incl. credit bureaus), Compliance and Generative AI (GenAI) and is supporting his global clients in these areas and beyond. Prior to joining McKinsey, Stephan worked as a credit officer and stress testing analyst at Deutsche Bank. He holds a Master`s and Bachelor`s degree with Honors in Economics from the University of Regensburg.

Neil Bentley

UK General Counsel, TransUnion

Biography coming soon.

Mariusz Cholewa

CEO BIK and ACCIS President

Mr. Mariusz Cholewa is a graduate of the University of Gdańsk, the Faculty of Management. In 2005 he obtained his PhD Degree in Economics. He also completed postgraduate studies in Banking and Finance, with the specialisation in Investment Banking, conducted by the London Guidhall University, the Gdańsk Banking Academy and the University of Gdańsk.

In the years 1993-1998 he cooperated with the Gdańsk Banking Academy, as a Management Board member, participating at the same time in the research on the financial restructuring of enterprises and banks pursued by the Gdańsk Institute of Market Economics. In the years 1995-2003 he was an associate professor at the Faculty of Management at the University of Gdańsk.

 

In the period of 2007-2010 he was the CEO of Bank Rozwoju Cukrownictwa S.A. In 1998 Mariusz Cholewa joined Bank Handlowy w Warszawie S.A. (Citi Handlowy), where he held a number of managerial positions, and till April 2013 he was the Director of the Strategy Department. He was a member of supervisory boards of many companies for e.g.: banks, investment and insurance companies including public granted companies. In the years 2012-2013 he was a member of Biuro Informacji Kredytowej S.A. Supervisory Board.

He has been the President of the BIK Management Board since June 2013. He is also the President of the Supervisory Board of BIG InfoMonitor S.A. – Economic Information Bureau.


Since May 2020 he has been the President of the Management Board of ACCIS, the voice of organisations responsibly managing data to assess the financial credibility of consumers and businesses.

Fabrizio Fraboni

Director General, ACCIS

Fabrizio is an experienced financial executive with a distinguished career spanning over three decades in global credit reporting and risk management. He most recently served as Principal Operations Officer for Financial Infrastructure – Global Credit Reporting at the World Bank Group, where he retired in 2023. During his tenure, Fabrizio oversaw operations in more than 30 jurisdictions across Europe, Central Asia, Asia, and Africa, and was responsible for credit reporting in Eastern Europe and Central Asia, supporting private sectors, Central Banks and regulators in shaping credit reporting infrastructure.

Earlier in his career, Fabrizio began at TRANS UNION Corporation in Chicago, IL,  in the  International Division working for establishing the first  Credit Bureau in Mexico. He later advanced as Director for Southern Europe, spearheading expansion efforts in Spain and Italy.

In 1998, he joined CRIF Spa, the leading European Credit Bureau, as Director of Strategic Planning and International Operations. Over the years, Fabrizio held several key positions within the Group, including General Manager of the Insurance Bureau in the United Kingdom and Managing Director of Credit Bureaus in the Czech Republic, Russia, Slovakia, and Poland. He also led various risk management service companies specializing in decision software, analytics, consultancy, and collection services across the UK, Austria, Mexico, Poland, Germany, the USA, and China.

Fabrizio has served on the boards of multiple international operations, including roles as Chairman of the Board at CCB in Prague, SCB Credit Bureau in Bratislava, and as a board member at NBCH (National Bureau of Credit History) in Moscow, Magnum Communication in Atlanta, and HuaXIa C. in Beijing.

Currently, he is the General Director at ACCIS, the European Association of Consumer Credit Information Providers.

Soledad Gomez

EMEA Public Policy Manager, Experian

Biography coming soon

Deniz Nemli Gönen

VP of Data & AI, Colendi

Biography coming soon.

Elena Koneva

Director International, FICO

Elena Koneva is an experienced manager of FICO’s International Scoring and Credit Bureaus businesses in 16 markets including Russia, CIS, Middle East, Northern Africa and Europe for the last 12 years. After receiving a degree in law (PhD, specific in intellectual property), Elena worked for 7 years with a leading credit bureau from the day 1 of its operations. During that time, she also participated in credit sector regulations drafting and national discussions for the banking sector in Russia. In addition to Law degree, Elena graduated Higher School of Economy as Stock market and investment specialist.

Kamil Liberadzki

Economic & Risk Analysis Department Director, European Banking Authority

Kamil Liberadzki is a professor of Economic Sciences, faculty member at the Warsaw School of Economics (SGH), and graduate of SGH and the Faculty of Law and Administration at the University of Warsaw. Kamil Liberadzki served as the Deputy Director of Commercial Banking Department (responsible for off-site supervision)) at the Polish FSA, then he became the Director of the Regulatory Development Department and was a member of the EBA Management Board elected for two consecutive terms.  He was also Polish representative at the Basel Consultative Group and coordinator of the ESG Group at Polish FSA. 

At SGH, he teaches courses at the master’s and postgraduate levels, he has completed a research fellowship as a visiting professor at the University of Navarra.

Kamil Liberadzki is the author/co-author of numerous research studies and publications, with recent work focusing particularly on hybrid instruments like Contingent Convertible (CoCo) securities, which qualify as regulatory capital for banks, investment firms, and insurance companies.

Charles Low

Chief Policy Officer, ACCIS

A seasoned EU public affairs professional, Charles Low is the Chief Policy Officer at ACCIS where he leads the Association’s advocacy work. With over a decade in Brussels, Charles has represented diverse and prominent industries, including leasing & car rental, consumer finance, and insurance. His deep understanding of policy is rooted in his experience in UK financial regulation, and academic foundation in economics (University of Glasgow) and public policy analysis & human development (Maastricht University & UNU-MERIT).

Elvira Oliva

EU Regulatory Coordinator, CRIF

Elvira coordinates CRIF’s regulatory affairs and public affairs in the EU, both for B2B and B2C businesses lines. She is in charge of CRIF’s engagement with EU and local industry associations and of regulatory activities related to EU initiatives. Prior to joining CRIF, Elvira worked in the public affairs consultancy sector – focused on financial and regulated energy markets. She has additional work experience at the EU Parliament and the Italian Permanent Representation to EU. Elvira is a graduate from the University of Bologna with a thesis on EU law, with a specialization on EU politics from Johns Hopkins – School of Advanced International Studies, also located in Bologna.

Simone Rampicchini

CRIF

Biography coming soon.

Reynir Smári Atlason

Creditinfo

Dr. Reynir Smári Atlason is an expert in sustainable finance, environmental science, and renewable energy. He is currently serving as the Director of Sustainability at Creditinfo. Previously, he worked at Landsbankinn hf. bank, leading green bond issuance and carbon analysis. He served as a board member for IcelandSIF (sustainable investment forum) for three years and is a board member at Festa – center for sustainability.

Reynir was a co-founder of Circular Solutions ehf. (later acquired by KPMG), where he helped

pioneer green finance initiatives in Iceland. Reynir previously served as an Assistant Professor at the

University of Southern Denmark’s engineering faculty and currently teaches sustainable finance and

carbon accounting to graduate students at the University of Iceland alongside his work at Creditinfo.

An award-winning researcher, Dr. Atlason has published extensively in peer-reviewed literature. Professionally, he combines academic insight with real-world innovation in sustainable finance and environmental strategy. 

Peter van den Bosch

CEO, BKR

Biography coming soon.

Dr. Diederick van Thiel

PhD, CEO, AdviceRobo

Diederick is CEO of AdviceRobo and a leading expert in embedded finance and AI-driven innovation. Named London Fintech CEO of the Year (2018), his ventures have featured in the European Fintech Fifty. He serves as a non-executive director at Ikano and Ikano Insight, and previously held board roles at ING and KPN. He holds a PhD in behavioral economics, focuses his research  on human-centered AI, and is a published researcher and visiting professor, 

Piotr Wojewnik

Board Member, Digital Fingerprints & Data Science Director, BIK

Biography coming soon.

ACCIS is the voice of organisations responsibly managing data to assess the financial credibility of consumers and businesses. Established as an association in 1990, ACCIS brings together more than 40 members from countries all over Europe as well as associates and affiliates across the globe. EU Transparency Register: 21868711871-63

Contact

  • ACCIS Secretariat, Rue de Spa 28, 1000 Brussels, Belgium
  • secretariat@accis.eu
  • +32 2 280 42 72