Welcome Buffet Lunch

Conference Opening: Welcome

Carlo Gherardi

Chairman of the Board of Directors and CEO, CRIF

Carlo Gherardi

Chairman of the Board of Directors and CEO, CRIF

Mariusz Cholewa

CEO BIK and ACCIS President

Mariusz Cholewa

CEO BIK and ACCIS President

Introduction by Conference Chair

Enrique Velázquez

Director General, ACCIS

Enrique Velázquez

Director General, ACCIS

Opening Keynote Speech / Presentation

Theme: GenAI’s opportunities and implications for data providers

With the advent of “pre-trained” systems, we are witnessing both exciting opportunities and significant implications for data providers in the credit reporting industry. This keynote will explore how we can harness the power of GenAI while addressing its inherent risks. We aim to uncover practical strategies and best practices to tackle this opportunity responsibly and ensure fair, transparent, and inclusive credit reporting practices.

Marco Vettori

Principal, McKinsey & Co

Marco Vettori

Principal, McKinsey & Co

Panel discussion: How are data and innovative technologies defining the future of responsible financial services?

Topics for discussion:

  • How are data and digital driving business strategy evolution in financial services?

  • How will the relationship between strategy, technology, digital and data evolve in the coming years?

  • How do digital, data and AI create differentiated customer experiences?

  • Why does success today hinge on leveraging data for the right opportunities?

Srdjan Kosutic

Chief Operating Officer, FIDO

Srdjan Kosutic

Chief Operating Officer, FIDO

Miroslav Valeš

Head of Product Management, Creditinfo

Miroslav Valeš

Head of Product Management, Creditinfo

Hakan Pekiner

Founder, Quants Risk Analytics

Hakan Pekiner

Founder, Quants Risk Analytics

Valeria Racemoli

Open Innovation Engagement and Research Manager, InnoVecos, CRIF

Valeria Racemoli

Open Innovation Engagement and Research Manager, InnoVecos, CRIF

Moderated by

Koray Kaya

EVP, Marketing & Business Development, KKB

Koray Kaya

EVP, Marketing & Business Development, KKB

Refreshments / Coffee break

Panel discussion: Making open banking and open finance work

Topics for discussion:

  • What have we learnt from PSD2 and what needs fixing?

  • What are the barriers for the development of open banking and open finance and what is their potential?

  • How can open finance impact the transformation of credit markets?​

  • Stepping forwards: Digital identity, cross-border services, super apps, cryptocurrencies & open banking web 3.0

David Shellenberger

Vice President – FICO Score Product Management

David Shellenberger

Vice President – FICO Score Product Management

Luciano Scalise

Managing Director Decision Analytics, EMEA & APAC – Experian

Luciano Scalise

Managing Director Decision Analytics, EMEA & APAC – Experian

Davide Corda

Senior Director Data Strategy & Transformation, Intesa Sanpaolo

Davide Corda

Senior Director Data Strategy & Transformation, Intesa Sanpaolo

Thibaut Levesque

Chief Revenue Officer, Unnax

Thibaut Levesque

Chief Revenue Officer, Unnax

Moderated by

Elena Koneva

Director International, FICO

Elena Koneva

Director International, FICO

End of conference – Day 1

ACCIS Conference Dinner

1st set of Parallel Sessions

Complementarity between Public Credit Registers and Private Credit Bureaus

Why is complementarity of public credit registers and private credit bureaus necessary to build effective credit reporting systems and what policy choices can deliver that complementarity?

This session will be led by the International Committee on Credit Reporting

Petros Kapasouris

General Manager, TIRESIAS

Petros Kapasouris

General Manager, TIRESIAS

Paul Randall

CEO, Creditinfo

Paul Randall

CEO, Creditinfo

Petr Kučera

Regional Managing Director (Czech and Slovak Republics), CRIF

Petr Kučera

Regional Managing Director (Czech and Slovak Republics), CRIF

Yigal Menashe

Senior economist, Credit registry, Bank of Israel

Yigal Menashe

Senior economist, Credit registry, Bank of Israel

Eddy Manindo Harahap

Executive Director/Head Of Department, Department of Licensing and Banking Crisis Management - Financial Services Authority (OJK)

Eddy Manindo Harahap

Executive Director/Head Of Department, Department of Licensing and Banking Crisis Management - Financial Services Authority (OJK)

Rogério Rabelo Peixoto

Manager of the Credit Information Division, Central Bank of Brazil

Rogério Rabelo Peixoto

Manager of the Credit Information Division, Central Bank of Brazil

Moderated by

Luz Maria Salamina

Principal Operations Officer, ICCR

Luz Maria Salamina

Principal Operations Officer, ICCR

Coffee break

BNPL and the credit referencing industry: inching closer together

How can providers of credit referencing services maximize the potential benefits of furnished BNPL data to consumers and the credit ecosystem?

Piotr Badura

Managing Director, CRIF Poland

Piotr Badura

Managing Director, CRIF Poland

Arvind Varadhan

Global Consumer Credit Risk, Klarna

Arvind Varadhan

Global Consumer Credit Risk, Klarna

Moderated by

Elvira Oliva

EU Regulatory Coordinator, CRIF

Elvira Oliva

EU Regulatory Coordinator, CRIF

Break

2nd set of Parallel Sessions

Screening for ESG criteria in lending transaction

How can providers of credit referencing services intelligently plan the next cloud steps to build models and securely deploy new and relevant solutions to market faster?

Marlies Gevaert

Head of Partnerships, Greenomy

Marlies Gevaert

Head of Partnerships, Greenomy

Hartmut Schott

Product and project manager, SCHUFA

Hartmut Schott

Product and project manager, SCHUFA

Developing a cybersecurity strategy

How can providers of credit referencing services develop a successful, pragmatic cybersecurity strategy, that takes into account the recently adopted Digital Operational Resilience Act?

Marta Agatowska

Chief Legal Officer, BIK

Marta Agatowska

Chief Legal Officer, BIK

Andrzej Karpiński

Director Security Department, BIK

Andrzej Karpiński

Director Security Department, BIK

Coffee Break

Defining the migration strategy to the cloud

How can providers of credit referencing services intelligently plan the next cloud steps to build models and securely deploy new and relevant solutions to market faster?

Jeremy Lewis

European Chief Technology Officer, Equifax

Jeremy Lewis

European Chief Technology Officer, Equifax

Paweł Ławecki

Board Member, OChK

Paweł Ławecki

Board Member, OChK

Moderated by

Stuart Holland

Director of President’s Office & External Affairs - Europe · Equifax

Stuart Holland

Director of President’s Office & External Affairs - Europe · Equifax

Break

Panel discussion: Getting in the head of the top executives for answers

Industry’s top executives will discuss the most critical issues facing credit referencing services today. How is the industry powering data driven solutions? What are the new trends in the market?  What are the best opportunities? And the threats? How does our industry generate trust?

Luciano Scalise

Managing Director Decision Analytics, EMEA & APAC – Experian

Luciano Scalise

Managing Director Decision Analytics, EMEA & APAC – Experian

Lamberto Barbieri

Consumer, Business Services and Delivery Managing Director, CRIF

Lamberto Barbieri

Consumer, Business Services and Delivery Managing Director, CRIF

Gabriella Göransson

CEO UC AB, Director Consumer Insight, Part of the executive management team Enento Group

Gabriella Göransson

CEO UC AB, Director Consumer Insight, Part of the executive management team Enento Group

Kaido Saar

Founder & CEO of Mifundo

Kaido Saar

Founder & CEO of Mifundo

Moderated by

Paul Randall

CEO, Creditinfo

Paul Randall

CEO, Creditinfo

Closing Keynote Speech

Jean Pesme

Chair of the International Committee on Credit Reporting

Jean Pesme

Chair of the International Committee on Credit Reporting

Wrap-up by Conference Chair

Enrique Velázquez

Director General, ACCIS

Enrique Velázquez

Director General, ACCIS

Close

From

Farewell Lunch